Privacy at King Southern Bank

Privacy Notice

Lost or Stolen Debit Card?

  • To report a lost or stolen debit card after normal business hours, call 1-800-523-4175, select option 1, and then option 2. A card service representative will deactivate the card. Please remember to contact your local King Southern Bank branch as soon as possible to report the card as lost or stolen.
  • You may also contact us by email or by phone at 502-245-9600. **This e-mail is not secure. Please do not include any personal information such as your Social Security number or account number.

Debit Card Usage

  • Due to increased worldwide debit/credit card fraud, King Southern Bank has placed limitations on debit card usage (ATM/Point-of-Sale/Online/Telephone) in certain foreign countries for your protection. If you plan to travel outside the U.S., please contact us at 502-245-9600 so we can inform you if there are any debit card limitations where you will be traveling.
  • Due to nationally identified patterns of attempted debit/credit card fraud at certain types of retail merchants, King Southern Bank suggests using your card as a “debit” and inputting your P.I.N. at retail merchants when traveling outside the State of Kentucky.
  • Remember, King Southern Bank’s Card Fraud Department will attempt to contact you should there be suspicious activity attempted on your card. You will not, however, be asked to reveal your card or account number over the phone. Our Fraud Department will already have that information.
  • Should you have any questions regarding your King Southern Bank Visa debit card, please contact us at 502-245-9600.

FDIC Deposit Insurance

  • On July 21, 2010, FDIC deposit insurance was permanently increased from $100,000 to $250,000 per depositor.
  • For more information about FDIC insurance coverage of transaction accounts, visit

Unlawful Internet Gambling Notice

  • Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through any business account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic funds transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful internet gambling.

Identity Theft Information