Personal Checking

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ATM Access – 24 Hour

Tired of paying fees to other banks for accessing your money at their ATM? King Southern Bank offers access to over 55,000 surcharge-free ATMs worldwide. To find a surcharge-free ATM close to you, click the following link and input your address or ZIP . STAR ATMs.



Regular Checking

  • $100 minimum deposit to open
  • $500 average daily balance required*
  • Unlimited check writing
  • Monthly statements with images
  • Other options

Notes for Services:
*A service charge Of $6 will be applied if the account falls below the required average balance during the statement cycle.

Free Checking for Seniors and Students

  • Available to seniors over 62 and students
  • No minimum balance
  • Unlimited check writing
  • Free first order of King Southern Bank basic checks
  • No monthly service charge
  • Monthly statements with images
  • Other options
    • King Southern Bank debit card
    • Direct deposit
    • Overdraft protection
    • Online banking access
    • Online bill pay
    • Online personal check reorder
    • eStatements
    • CD ROM Statements

N.O.W.

  • Available to consumers, sole proprietorships and non-profit organizations
  • $2,500 minimum deposit to open
  • $2,500 minimum daily balance required ***
  • Unlimited check writing
  • Competitive interest rate
  • Monthly statements with images
  • Other options
    • Direct deposit
    • Overdraft protection
    • Online banking access
    • Online bill pay
    • eStatements
    • CD ROM statements
    • King Southern Bank debit card

Notes for Services:
***A service charge of $7 will be applied if the account falls below the required average balance during the statement cycle.